Would you like a quote to knock a year or two off your mortgage term or take some money out of your home for home improvements? Or just a straight remortgage with no changes.
With literally thousands of remortgages available, we find out what is important to you and recommend the best, most appropriate remortgage for your circumstances. When obtaining a remortgage there are several factors to consider as well as the interest rate:
- Is the remortgage more cost effective by paying the arrangement fee upfront, adding the arrangement fee to the remortgage or taking a higher interest rate remortgage with no arrangement fee?
- Does the remortgage come with a free valuation fee or free legal package?
- Is it more cost effective to take cashback on a remortgage product?
Let us do the leg work and give you the options that suit your circumstances. Contact us for a chat today.
Common Remortgage Questions
This varies from lender to lender but a lot of high street banks will offer us a free valuation to help win the business.
A lot of high street lenders will have their own free solicitors package available to entice you to remortgage to themselves.
The solicitors on a remortgage act on behalf of the new lender to ensure the old mortgage is redeemed accordingly and all the land registry components are completed.
Cash back mortgages tend to have a higher interest rate but with good timing you can have a great rate and secure cash back from your new lender.
There are a lot of factors to take into account when answering this question, luckily our FCA approved whole of market software has lots of filters we can apply when searching for a customer’s remortgage.
Ready to take the next step?
It’s simple really – the best way we can help is to have a quick conversation, and understand your situation and what you want to achieve. We’re not pushy or sales-y, so get in touch for a no-obligation chat. Who knows? We might be able to get you a great deal.